Insurance & Financial Solutions
Matching our client's Insurance needs with premium coverage
How does the Health Plan Finder work  in Washington State.

The wait is over for the Washington Health Benefit Exchange!  Take care of your medical insurance needs now!

It is important however to know what your options are both now and next year.

The current open enrollment period is over. The next opportunity to apply with no medical screening will be November 15th 2014 for an effective date of Jan 1st 2015. Anyone will be able to shop for a health plan on the Washington State's Health Plan Finder, a new online marketplace. Just give me a call 425 256 2449 or fill out the form below and I can help you start the process.  If you purchase on that web site coverage can only begin Jan 1st 2015. If you need coverage before that date we can help you find a short term plan from local insurance companies. 
There is a chance however that people can qualify outside of the official open enrollment dates if they trigger special life events.
Give us a call or request a quote to see what you can qualify for. Find out some of the background information useful to understand who qualifies right now during this special open enrollment time period through my blog.
  You can feel free to visit our rate quote website to do some research  as well. You might qualify for the ability to:  

  • Compare health plans, apples-to-apples
  • Subsidies based on your income to help you afford coverage
  • Four levels of coverage to choose from depending on the level of cost sharing you'd like
  • Free, unbiased assistance to help you understand your choices

 If you qualify due to the special triggers you also can buy a health plan from an insurer that is not participating in the new Healthplanfinder, however these plans may not have four levels of cost-sharing and there's no financial assistance.

As an insurance agent I am licensed to assist with the purchase both on and off the exchange. If you wish I can help you compare all options to see which option is best for you.

Here is an example of how I can help you. 

Many people would like to know things like how much your health insurance might cost and if you may be eligible for financial help or premium tax credits.
Just use this cost calculator to find out. I can then help you determine based on your personal needs which plan and company would be the best match. Feel free to contact me via the form below for a free personal over the phone consultation or allow me to run some additional quotes for you.


 


  Until Jan. 1st 2015  people need coverage and need a place to compare local companies in order to find the right benefits package for themselves. Even after the open enrollment date no one is obligated to buy through the governmental agency website. Many people if they do not qualify for a subsidy might find it easier and need to provide less personal financial information if they apply for insurance in the open market. We can help you compare to find the best match of benefits at the lowest cost.

It is possible to go on a temporary plan while you wait until Jan 1st for the subsidized plans to begin.
Short term medical plans have proven to be a very affordable way to get protection when a more expensive comprehensive plan might be too expensive. Get a free health insurance quote  to see if it works for you.
 
We will be able to show you if a full plan or a temporary plan is best at this time.

We have set up a comprehensive website with easy to use links to companies doing business here in Washington and a local Washington based independent insurance agent to help answer any of your questions.  Your name and private information is safe and will not be sold or used by any other agent or agency. A word of caution, most websites that provide insurance quotes will sell your name as a lead to as many as ten agents who all will call you time and time again to help you.  Those sites do not even sell insurance. They only sell leads. Not something my clients would be happy about.
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